Bajaj Finance Q3 results FY25 declared that profit after tax (PAT) increased by 17% in Q3 FY25 to ₹3,706 crores from ₹3,177 crores in Q3 FY24. Net interest income increased by 22% in Q3 FY25 to ₹8,500 crore from ₹6,973 crore in Q3 FY24. In this blog, we’ll find how the Bajaj Finance Q3 results came out and how the Bajaj Finance share price reacted to it.
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Bajaj Finance Q3 Results FY25: Major Highlights
- The number of new loans booked in Q3FY25 was the highest ever at 12.06 million as against 9.86 million in Q3FY24, a growth of 22%.
- Customer franchise stood at 97.12 million end December 2024 as compared to 80.41 million end December 2023, a growth of 21%. In Q3FY25, the Company recorded the highest ever quarterly increase in its customer franchise of 5.03 million.
- Assets under management (AUM) grew 28% to ₹3,98,043 crores end December 2024 from ₹3,10,968 crores end December 2023.
- The provisioning coverage ratio on stage 3 assets was 57%. Capital adequacy ratio (CRAR) (including Tier-Il capital) end December 2024 was 21.57%. The Tier-I capital was 20.79% according to the Bajaj Finance Q3 results.
- Bajaj Finance share price on the result day (January 29, 2025) closed at ₹7,759.65 and it opened with a sharp rise at ₹7,850 on the next trading day. In the last 1-week, Bajaj Finance share price gave positive returns of approximately 6%.
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Consolidated Metrics | Q3 FY25 | Q3 FY24 | YoY Change |
---|---|---|---|
Net Profit (in ₹ Cr) | 4,308 | 3,639 | 18% |
Net Interest Income (in ₹ Cr) | 9,382 | 7,655 | 23% |
Assets Under Management (in ₹ Cr) | 3,98,043 | 3,10,968 | 28% |
Loan Losses and Provisions (in ₹ Cr) | 2,043 | 1,248 | 64% |
Gross NPA | 1.12% | 0.95% | 0.17% |
Net NPA | 0.48% | 0.37% | 0.11% |
Annualised ROA | 4.50% | 4.90% | -0.40% |
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Reference:
SMC Global Securities Research Team
Author: All Content is verified by SMC Global Securities.
WHY SMC
- 20 Lac+ unique clients
- 33+ Years of Serving
- Advance Technical Analysis
- Free Demat Account