Bajaj Finance Q4 results reported a 19% YoY rise in consolidated net profit to ₹4,546 crores. On a full-year basis, Bajaj Finance’s net profit jumped by 16% YoY to ₹16,779 crores in FY25.
On the Bajaj Finance results date, i.e., on April 29, the Bajaj Finance share price closed at ₹9,093. On the next trading day, it opened with a low of 2.86% at ₹8,840. In the last 5 years, the Bajaj Finance share price has given over 270% returns.
Bajaj Finance Q4 Results FY25: Key Highlights
- In Q4 Bajaj Finance quarterly results, the consolidated net interest income was ₹9,807 crores, up 22% YoY.
- The pre-provisioning operating profit rose by 24% YoY to ₹7,967 crores in Q4 FY25.
- The loan losses and provisions were up by 78% YoY to ₹2,329 crores in Q4 FY25.
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| Particulars (in ₹ Cr) | Q4 FY25 | Q4 FY24 | YoY Change |
|---|---|---|---|
| New loans booked | 1.06 | 0.78 | 36% |
| Net interest income | 9,807 | 8,013 | 22% |
| Net total income | 11,917 | 9,714 | 23% |
| Operating expenses | 3,950 | 3,302 | 20% |
| Pre-provisioning operating profit | 7,967 | 6,412 | 24% |
| Loan losses and provisions | 2,329 | 1,310 | 78% |
| Profit after tax | 4,546 | 3,825 | 19% |
Bajaj Finance Q4 Results: Full-Year Metrics
- As per the Bajaj Finance Q4 results, its AUM increased by 26% YoY to ₹416,661 crores as of March 31, 2025.
- Gross NPA and Net NPA as of 31 March 2025 stood at 0.96% and 0.44% respectively, as against 0.85% and 0.37% as of 31 March 2024.
- The provisioning coverage ratio on stage 3 assets was 54% in FY25.
- Capital adequacy ratio (CRAR) (including Tier-II capital) as of 31 March 2025 was 21.93% and the Tier-I capital was 21.09%.
| Particulars (in ₹ Cr) | FY25 | FY24 | YoY Change |
|---|---|---|---|
| New loans booked | 4.30 | 3.60 | 20% |
| Assets under management | 416,661 | 330,615 | 26% |
| Net interest income | 36,393 | 29,582 | 23% |
| Net total income | 44,954 | 36,258 | 24% |
| Operating expenses | 14,926 | 12,325 | 21% |
| Pre-provisioning operating profit | 30,028 | 23,933 | 25% |
| Loan losses and provisions | 7,966 | 4,631 | 72% |
| Profit after tax | 16,779 | 14,451 | 16% |
Bajaj Finance Q4 Results: Dividend
In the Bajaj Finance Q4 results, the company has announced a special interim dividend of ₹12 per share (face value of ₹2 each). The record date is set at May 9, 2025 while payment is expected to be made on May 26, 2025.
The company has also recommended the final dividend of ₹44 per share (face value of ₹2 each). The record date is set at May 30, 2025 while payment is expected to be made on July 28, 2025.
Bajaj Finance Q4 Results: Stock Split and Bonus Issue
The Board of Directors has approved, subject to shareholder approval, the sub-division of the face value of shares from ₹2 to ₹1 fully paid equity shares.
The company also approved the issue of 4 fully paid bonus equity shares of face value ₹1 for every 1 fully paid equity share of face value ₹1. The bonus issue reflects the company’s strong financial position, robust reserves, and positive growth outlook.
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