HDFC Bank Q2 Results FY26: NII Rose by 5%, Profit Grew by 11%

HDFC Bank Q2 results 2025 declared that the net interest income increased by 4.8% on a year-on-year basis to ₹31,551.5 crores from ₹30,113.9 crores in the same period of the last financial year. On the HDFC Bank Q2 results date, i.e., on Oct 18, 2025, HDFC Bank share price was in green with a 1-day rise of 0.82% at ₹1,022.55.

In this blog, we’ll deep dive into the HDFC Bank Q2 results, including its profit, asset quality, and margins.

HDFC Bank Q2 Results FY26: Net Profit and Deposits

• As per the HDFC Bank Q2 earnings release, the company reported a net profit of ₹18,641.28 crores, which increased by 10.8% YoY from ₹16,820.97 crores in Q2 FY25.
• Operating expenses for the quarter ended September 30, 2025, were ₹17,977.92 crores, as against ₹16,890.89 crores during the corresponding quarter of the previous year.
• The average deposits were ₹27.10 lakh crores for the September 2025 quarter, a growth of 15.1% over ₹23.54 lakh crores from the September 2024 quarter.
• The average CASA deposits were ₹8.77 lakh crores for the September 2025 quarter, a growth of 8.5% over ₹8.08 lakh crores from the September 2024 quarter.
• Its average advances under management were at ₹27.94 crores in the Q2 FY26, a growth of over 9% from ₹25.63 lakh crores in the September 2024 quarter.

HDFC Bank Q2 Results 2025: Asset Quality

• In the HDFC Bank Q2 results FY26, Gross NPAs stood at 1.24% of total advances as of September 30, 2025, compared to 1.40% in June 2025 and 1.36% in September 2024.
• Excluding the agricultural segment, gross NPAs were 0.99%, down from 1.14% in June 2025 and 1.19% a year ago.
• Net NPAs were at a low 0.42% as of September 30, 2025, reflecting strong asset quality.

HDFC Bank Q2 Results: Network Strength

• As of September 30, 2025, the bank’s network expanded to 9,545 branches and 21,417 ATMs across 4,156 cities and towns, compared to 9,092 branches and 20,993 ATMs across 4,088 locations a year earlier.
• Notably, 50% of the branches are located in semi-urban and rural areas, reinforcing the Bank’s strong presence beyond metros.

So, open free Demat Account today with SMC Global Securities to invest in India’s growth story and keep tracking the quarterly results.

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