hdfc life q3 results 2025

HDFC Life Q3 Results, Profit Grows: HDFC Life Share Price Rises by 10%

HDFC Life Q3 results FY25 declared a 15% year-on-year increase in net profit to ₹421.31 crores from ₹367.54 crores made in the Q3 of FY24. On the HDFC Life results date which was January 15, 2025, the HDFC Life share price closed at ₹594.20. On January 16, 2025, HDFC Life share price opened with a rise at ₹630.10. So, let’s get into the details of HDFC Life Insurance Company quarterly results and nine-months results.

HDFC Life Q3 Results FY25: Key Highlights

  • Profit before tax stood at ₹444.82 crores in the December 2024 quarter, registering a growth of 21.26% on a YoY basis.
  • Net Premium Income grew by 10% YoY at ₹16,832 crores in the Q3 of the financial year 2024-25.
  • Delivered strong individual APE growth of 24%, supported by a 15% increase in number of policies sold and a balanced product mix.
  • Overall market share (individual WRP) increased by 70 bps to 10.8%. The private sector market share stood at 15.3%.
  • As per the HDFC Life Q3 results FY25, Embedded Value (EV) grew by 18% and stood at ₹53,246 crores, with a 16% operating return on EV, showcasing sustained long-term value creation for both policyholders and shareholders.

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HDFC Life Q3 Results: Nine-Months Findings

The summary of HDFC Life Q3 results highlights the growth in AUM and value of new business (VNB):

Particulars 9M FY25 9M FY24 YoY Change
Assets Under Management (in ₹ crores) 3,28,684 2,79,707 17.51%
Value of New Business (in ₹ crores) 2,586 2,267 14.07%
New Business Margins 25.1% 26.5% -1.40%
Solvency Ratio 188% 190% -2.00%

HDFC Life Q3 Results FY25: Management Commentary

Commenting on results, Ms. Vibha Padalkar, MD & CEO of HDFC Life Insurance Company saidWe have registered a healthy growth of 22%, based on individual WRP for 9MFY25, outpacing overall industry growth of 14%. We have witnessed both ticket size and volume expansion during this period. The number of policies has grown by 15%, outperforming the private sector’s growth of 9%. Retail protection continues to grow well. Retail protection APE for nine months saw a growth of 28%. We are committed to adapting to the evolving market landscape with agility and resilience. This includes continued investment in distribution, tech and customer-centric product innovations to deliver long-term value for our stakeholders.

Highlighting the HDFC Life share price performance, it has generated a positive return of around 7% in the last 1 week (as on January 16, 2025). Keep exploring stocks and open demat account with SMC Global Securities. Stay tuned for the upcoming Nifty 50 companies quarterly results.

References:
SMC Global Securities Research Team

Author: All Content is verified by SMC Global Securities.

WHY SMC

  • 20 Lac+ unique clients
  • 33+ Years of Serving
  • Advance Technical Analysis
  • Free Demat Account


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