ICICI Bank Q4 results reported a 17.95% year-on-year increase in standalone net profit to ₹12,630 crores. Also, the standalone net interest income rose by 11% YoY to ₹21,193 crores in the fourth quarter of the financial year 2024-25.
ICICI Bank Q4 Results FY25: Key Highlights
- As per ICICI Bank Q4 results FY25, the standalone profit before tax (excluding treasury) grew by 13.2% YoY to ₹16,534 crores.
- Provisions (excluding provision for tax) were at ₹891 crores, up 24.09% from ₹718 crores in Q4 FY24.
- ICICI Bank Q4 results reported average deposits of ₹14,86,635 crores, 11.4% up on a year-on-year basis.
- The CASA deposits were at ₹5,71,530 crores, up 10% YoY from ₹5,19,722 crores in the same quarter of the last financial year.
- Net interest margin was 4.41% in Q4 FY25 as compared to 4.40% in Q4-2024.
- On the ICICI Bank result date, i.e., on April 19, ICICI Bank share price was at ₹1,406.70. On the next trading day, it opened with a rise at ₹1,436.
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Here is the summary of the ICICI Bank Q4 results, including the income, expenses and key ratios:
| Particulars (in ₹ Cr) | Q4 FY25 | Q4 FY24 | YoY Change |
|---|---|---|---|
| Net Interest Income | 21,193 | 19,093 | 11.00% |
| Operating Expenses | 10,789 | 9,703 | 11.19% |
| Core Operating Profit | 17,425 | 15,320 | 13.74% |
| Provisions | 891 | 718 | 24.09% |
| Profit After Tax | 12,630 | 10,708 | 17.95% |
| Gross NPA (%) | 1.67% | 2.16% | -0.49% |
| Net NPA (%) | 0.39% | 0.42% | -0.03% |
| Return on Assets | 2.52% | 2.36% | 0.16% |
| Capital Adequacy Ratio | 16.55% | 16.33% | 0.22% |
ICICI Bank Q4 Results: Financial Year Metrics
- As per ICICI Bank results FY25, the standalone profit before tax (excluding treasury) grew by 11.4% YoY to ₹60,713 crores.
- ICICI Bank results had total deposits of ₹16,10,348 crores in FY25, 14% up from FY24.
- Domestic loan portfolio rose by 13.9% YoY to ₹13,10,981 crores in FY25.
- Total advances increased by 13.3% YoY to ₹13,41,766 crores as at March 31, 2025.
- Provisioning coverage ratio on non-performing loans was 76.2% as of March 31, 2025.
| Particulars (in ₹ Cr) | FY25 | FY24 | % Change |
|---|---|---|---|
| Net Interest Income | 81,165 | 74,306 | 9.23% |
| Operating Expenses | 42,372 | 39,133 | 8.28% |
| Core Operating Profit | 65,396 | 58,122 | 12.52% |
| Provisions | 4,683 | 3,643 | 28.55% |
| Profit After Tax | 47,227 | 40,888 | 15.50% |
ICICI Bank Q4 Results Dividend
In the ICICI Bank quarterly results, the private lender recommended a dividend of ₹11 per share on the face value of ₹2 each. The record date and the payment date have not been announced yet.
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