Jio Financial Services Q4 results reported a 2% year-on-year increase in consolidated net profit to ₹316 crores. However, the consolidated interest income dropped by 2% YoY to ₹276 crores in the fourth quarter of the financial year 2024-25.
Jio Financial Services Q4 Results FY25: Key Highlights
- As per Jio Financial Services Q4 results, the consolidated total income rose by 24% YoY to ₹518 crores.
- In Q4 FY25, the pre-provision operating profit came at ₹374 crores, up 18% YoY.
- On the results date, i.e., on April 17, the Jio Financial Services share price closed 1.73% higher at ₹246.47.
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| Particulars (in ₹ crore) | Q4 FY25 | Q4 FY24 | % Change |
|---|---|---|---|
| Interest Income | 276 | 281 | -2% |
| Total Income | 518 | 418 | 24% |
| Total Expenses | 144 | 101 | 43% |
| Provisions | 24 | 2 | 1100% |
| Profit After Tax | 316 | 311 | 2% |
Jio Financial Services FY25 Results: Financial Year Metrics
- Jio Financial Services Q4 results press release stated that the consolidated net profit rose to ₹1,613 crores by a marginal 0.5% YoY in FY25.
- The pre-provision operating profit stood at ₹1,594 crores, up by 4.2% YoY.
- The total income of the Jio Financial Services rose by 12% YoY to ₹2,079 crores in FY25.
- The AUM of Jio Finance Limited (NBFC subsidiary of Jio Financial) rose from ₹173 crores in FY24 to ₹10,053 crores in FY25.
- Another subsidiary, Jio Payments Bank Limited, saw its customer base grow by around 3 times to 2.31 million.
| Particulars (in ₹ crore) | FY25 | FY24 | % Change |
|---|---|---|---|
| Interest Income | 853 | 938 | -9% |
| Total Income | 2,079 | 1,855 | 12% |
| Total Expenses | 485 | 325 | 49% |
| Provisions | 40 | 2 | 1900% |
| Profit After Tax | 1,613 | 1,605 | 0.5% |
| Cash & Bank Balances | 4,072 | 10,960 | -63% |
| Net Worth | 1,23,497 | 1,39,148 | -11% |
Jio Financial Services Q4 Results Dividend
Jio Financial Services recommended a dividend of ₹0.50 per share on the face value of ₹10 each. It is the very first dividend announced by this Reliance Group company. The record date and payment date will be announced later.
Jio Financial Services Q4 Results: Management Commentary
Hitesh Sethia, Managing Director and Chief Executive Officer, Jio Financial Services Limited said, “In FY25, we leveraged the strong foundation built in FY24 to drive exceptional execution and significant operational growth across businesses, in a risk-calibrated manner. The year was defined by swift product launches, strengthening distribution across key markets, and rapid growth in the JioFinance app’s user base.
In FY26, we will build upon this momentum by leveraging our integrated data infrastructure and AI-driven analytics to offer the right product to the right customer, through the right channel. Over the medium-to-long term, our aspiration is to become one of the leading companies in financial services, in terms of meaningful market share, innovation, and ability to offer products at cost points relevant for Indian customers.”
Conclusion
Jio Financial Services, a new entrant to the Nifty 50 verse, provides full-stack financial solutions. Its offerings include insurance broking, payments bank, payment solutions, loans, and leasing. Its JioFinance App has recorded 8 million monthly active users (MAU) across all digital products in March 2025. In FY25, the company has also made an equity investment of ₹1,346 crores in group companies for expansion.
In the last 1 week, Jio Financial Services share price has delivered a return of 9.45%. So, open free Demat Account with SMC Global Securities to kickstart your trading journey and stay updated with the Nifty 50 companies’ Q4 results.
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