SBI Life Insurance Q4 Results reported only a 0.3% rise in net profit to ₹814 crores, while net premium income dropped by 5% YoY to ₹23,861 crores. On a full-year basis, SBI Life Insurance’s net profit rose by 27% YoY to ₹2,413 crores in FY25.
On the SBI Life Insurance results date, i.e., on April 24, the SBI Life Insurance share price closed at ₹1,608.20. On the next trading day, it opened with a rise at ₹1,723.50. In the last 5 years, the SBI Life Insurance share price has given approximately 140% returns.
SBI Life Insurance Q4 Results FY25: Key Highlights
- In Q4 SBI Life Insurance quarterly results, the total premium income has declined 5% to ₹24,000 crores in Q4 FY2025, driven by a 24% decline in the new business premium to ₹9,320 crores.
- However, the renewal premium collection has jumped 13% to ₹14,680 crores in Q4 FY2025.
- APE moved up 2% to ₹5,450 crores in SBI Life Insurance Q4 results.
- The company has exhibited an improvement in the persistency level, with 13th-month persistency rising to 87% in Q4 FY25 from 86% in Q4 FY24, while 61st-month persistency also rose to 62% from 58%.
- The value of new business (VNB) galloped 10% to ₹1,660 crores in Q4 FY25.
- Value of new business (VNB) margin rose sharply by 240 basis points to 30.5% in Q4 FY25, up from 28.1% in the same quarter last year.
- Debt-equity mix was 61:39. 94% of the debt investments are in AAA and Sovereign instruments.
WHY SMC
- 20 Lac+ unique clients
- 33+ Years of Serving
- Advance Technical Analysis
- Free Demat Account
| Particulars (in ₹ Cr) | Q4 FY25 | Q4 FY24 | YoY Change |
|---|---|---|---|
| Net Profit | 814 | 811 | 0.3% |
| Net Premium Income | 23,861 | 25,116 | -5% |
| Renewal Premium | 14,680 | 13,003 | 13% |
SBI Life Insurance Q4 Results: Full Year Highlights
- VoNB increased by 7% to ₹5,950 crores for FY25. VoNB margin stands at 27.8% in FY25.
- The company has maintained its leadership position in Individual Rated Premium of ₹19,350 crores with 22.8% private market share in FY25.
- Individual New Business Premium increased 11% to ₹26,360 crores in FY25. Protection New Business Premium stands at ₹4,100 crores in FY25.
- Gross Written Premium (GWP) has grown by 4% to ₹84,980 crores in FY25, mainly due to 11% growth in New Business Regular Premium (RP) and 14% growth in Renewal Premium (RP) in FY25.
- The embedded value surged 21% to ₹70,250 crores end March 2025, as per SBI Life Insurance Q4 results.
- AUM of the company increased 15% to ₹4,48,040 crores end March 2025 from ₹3,88,920 crores end March 2024 crore and also moved up from ₹4,41,680 crores a quarter ago.
- The consolidated net worth stood at ₹16,985 crores end March 2025, while the solvency ratio of the company was at 196% end March 2025.
| Particulars (in ₹ Cr) | FY25 | FY24 | YoY Change |
|---|---|---|---|
| Net Profit | 2,413 | 1,894 | 27% |
| Net Premium Income | 84,060 | 80,587 | 4% |
| Assets Under Management | 448,040 | 388,920 | 15% |
So, open free Demat Account with SMC Global Securities to start your trading journey and stay updated with the Nifty 50 companies’ Q4 results.
Author: All Content is verified by SMC Global Securities.
WHY SMC
- 20 Lac+ unique clients
- 33+ Years of Serving
- Advance Technical Analysis
- Free Demat Account
